FHA Streamline Refinance – No Credit Score Needed

What Is A Streamline FHA Refinance The Traditional and Original FHA Streamline which I still offer consist of the following: NO Appraisal NO FICO Score NO Income Verification NO Asset Verification After reading that there is little to nothing in order to qualify; you are probably asking what’s the...

Understanding The Home Appraisal

The appraisal process often baffles consumers. They may feel that their home is worth a higher dollar amount, and so the appraised value doesn’t always make sense to them. It is important to know that the appraiser is completely independent from lenders, buyers, sellers, and real estate agents, and...

Mortgage Rates April 9, 2009 – Week Review

The flight to security was nonexistent for Mortgage Backed Securities before the long Holiday Weekend.   Mortgage Rates increased today as the FNMA 4% 30 YR MBS gave up .25bp.  Overall MBS are only down 3bp week over week (See Mortgage Rate Chart) The equity markets rallied and hitched a ride on Wells...

Credit Repair The Skinny

Image via Wikipedia The Federal Trade Commission regulates credit repair services, and they provide free information to help consumers spot, stop, and avoid businesses with fraudulent, deceptive, or unfair practices. Be familiar with the Credit Repair Organizations Act as you seek out a genuine ally...

Mortgage Rates April 7, 2009

Mortgage Rates remained stable today.  Another calm day thanks to the down day in the stock market, the down day can be attributed the beginning of Earnings Season.  A negative Earnings season although bad for the overall market and shareholders, could buoyed well for Mortgage Backed Securities and...

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